Awake Foundation • Terms of Use
Terms of Use
These Terms of Use govern access to and use of the Awake Foundation website and its public-interest educational materials, including state guides, calculators, comparison pages, and related content.
By using this website, you agree to these Terms. If you do not agree, do not use the site.
Effective date: [insert effective date]
1. Purpose of the Website
Awake Foundation provides educational, comparative, and reform-oriented content concerning auto insurance transparency, crash recovery, trauma billing, and related public-interest issues.
Educational content only
The website is intended to improve public understanding. It does not provide legal representation, legal advice, medical advice, insurance adjusting services, or professional claims handling.
No attorney-client relationship
Accessing the site, reading its materials, using its calculators, or contacting Awake Foundation through the website does not create an attorney-client relationship, fiduciary relationship, or any obligation to provide representation or individualized advice.
2. Permitted Use
Personal and educational use
You may view, download, print, and use the site’s materials for personal, educational, research, advocacy, and other lawful informational purposes.
No unlawful or harmful use
You may not use the site in any way that is unlawful, deceptive, abusive, defamatory, infringing, disruptive, or intended to interfere with the site’s operation or security.
No misuse of tools
Any calculators, guides, forms, comparisons, or downloadable materials are offered for educational assistance only. You may not misrepresent their output as legal, medical, actuarial, or professional conclusions.
3. Content and Accuracy
General information
The website addresses complex legal, insurance, and billing topics in plain language. Although Awake Foundation seeks to make the site careful and useful, it does not warrant that all content is complete, current, or error-free.
Changing laws and practices
Insurance practices, statutes, regulations, case law, hospital billing practices, and public policies can change. Content that is accurate at one time may later become outdated or incomplete.
No guarantee of outcomes
Nothing on this site guarantees any legal, financial, insurance, medical, or recovery outcome. Users remain responsible for evaluating their own circumstances.
4. Intellectual Property
Site ownership
Unless otherwise stated, the site design, text, graphics, educational content, compilations, comparisons, logos, and original materials are the property of [Awake Foundation legal entity name] or its licensors and are protected by applicable intellectual property laws.
Limited license
Awake Foundation grants a limited, revocable, non-exclusive, non-transferable license to use the website for lawful informational purposes consistent with these Terms.
No unauthorized reproduction
You may not republish, sell, license, scrape, systematically reproduce, or commercially exploit site content without prior written permission, except as permitted by law.
5. Third-Party Links and External Resources
The site may include links to third-party websites, public agencies, articles, or services for convenience and reference. Awake Foundation does not control or endorse all third-party content and is not responsible for its accuracy, availability, privacy practices, or terms.
6. User Communications
Contact submissions
If you contact Awake Foundation, you agree not to send unlawful, threatening, defamatory, malicious, infringing, or misleading content.
No confidential relationship by default
Do not assume that materials submitted through general contact forms or email are protected by attorney-client privilege or any special confidential relationship unless expressly agreed in writing.
7. Disclaimer of Warranties
The website and its materials are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Awake Foundation disclaims warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, and reliability.
8. Limitation of Liability
To the fullest extent permitted by law, Awake Foundation and its officers, directors, members, managers, employees, volunteers, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for loss of data, profits, business, opportunity, or goodwill arising from or related to use of the website or reliance on its content.
9. Indemnification
You agree to indemnify and hold harmless Awake Foundation and its officers, directors, members, managers, employees, volunteers, contractors, and affiliates from claims, liabilities, damages, losses, and expenses arising from your misuse of the site, your violation of these Terms, or your violation of any law or third-party right.
10. Changes to the Website and Terms
Awake Foundation may modify, suspend, or discontinue any portion of the website at any time, and may revise these Terms from time to time. Updated Terms become effective when posted, unless a different effective date is stated.
11. Governing Law
These Terms shall be governed by the laws of the State of Colorado, without regard to conflict-of-law principles, unless another governing law is required by applicable law. Venue for disputes may be specified as Boulder County, Colorado, subject to applicable law and enforceability review.