CRS 10-3-1117 Enforcement Initiative | Awake Foundation

CRS 10-3-1117 Enforcement Initiative

Insurance carriers have systematically failed to disclose full policy limits — including umbrella coverage — depriving claimants and attorneys of critical information needed to evaluate claims.

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The Problem

Many injured individuals never received full disclosure of available insurance coverage. Some were told there was insufficient coverage and abandoned claims. Others refused to litigate simply to discover whether coverage justified the effort.

This undermines the purpose of CRS 10-3-1117 and creates systemic unfairness in the claims process.

Who Should Respond

Trial Lawyers

Attorneys with prior cases involving incomplete or delayed insurance disclosures.

Potential Class Members

Individuals who may have abandoned or under-settled claims due to lack of coverage information.

Referral Counsel

Lawyers interested in assigning claims or participating in coordinated litigation.

Whitepaper & Legal Framework

Our whitepaper outlines statutory obligations, insurer misconduct patterns, and emerging legal strategies — including equitable tolling, waiver doctrines, and enforcement gaps.

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